In action
Seamless imports in seconds
Drop in your YNAB or CSV files and Budgero maps everything automatically. Review, confirm, and keep moving—no manual cleanup required.
Budgero 1.0 is Live
Budgero: The Privacy-First Alternative to YNAB
Stop living paycheck to paycheck with zero-based budgeting you control. Use Budgero Core free and offline, or sync Budgero Cloud with zero-knowledge encryption across every device.
Control
Plan every euro with zero-based budgeting that helps you stay intentional.
Flexibility
Your budget, your rules — custom groups, categories, and workflows that fit your life.
Privacy
Private by design — encrypted on your device, synced end-to-end only when you choose.
Two ways to run Budgero
Choose the setup that fits your flow
Get started free with Budgero Core or upgrade to Budgero Cloud for encrypted sync, collaboration, and seamless multi-currency. Either way, your data stays private.
| Feature | CoreFree | CloudTrial |
|---|---|---|
| Quick takeaway | Local-only budgeting for individuals who prefer to stay offline. | Multi-device collaboration with encrypted sync and shared workspaces. |
| Price | Free forever No credit card needed | 14-day trial, then $4.99/mo or $40/yr |
| Sign-in required | ||
| Sync & backup | End-to-end encrypted sync Automatic backups across unlimited devices | |
| Collaboration | Shared workspaces Invite partners, family, or team members | |
| Automations & scheduling | ||
| Multi-currency support | Native multi-currency Live exchange rates, automatic conversions | |
| Import from YNAB | ||
| CSV import/export | ||
| Works offline | ||
| Zero-knowledge encryption | ||
| API Access | ||
| Ideal for | Personal budgets Solo flow on a single device — fast, local, and distraction-free. | Families & teams Collaborative flow across devices — shared goals, synced securely. |
Need help choosing? Read the Budgero Core vs Budgero Cloud guide.
Your Data is Truly Private
In most finance apps, your raw data sits on someone else’s servers where employees or third parties could access it. Budgero flips that model: everything is encrypted on your device before it ever leaves. We literally cannot read, mine, or sell your transactions.
We Can't See Your Data
Your password encrypts everything before it reaches our servers. We never see your balances, categories, or transactions — period.
Open Source Promise
If we ever vanish, the code is released so you can keep running Budgero yourself. You’ll always be able to open, export, or migrate your budgets.
Bank-Level Security
AES-256-GCM with Argon2id key derivation shields your data from attackers. The same cryptography banks rely on, now in your browser.
Features You'll Love
Peek behind the curtain at how Budgero feels in motion. These quick clips showcase the polished workflows that make budgeting actually enjoyable.
Simple, Honest Pricing
Start with Budgero Core for free or upgrade to Budgero Cloud for encrypted sync, shared workspaces, and native multi-currency support.
Budgero Core is free forever. Upgrade whenever you need collaboration and cloud sync.
Need help choosing? Read the Budgero Core vs Budgero Cloud guide.
Core
Free
Free
Great for individuals and quick budgets
- Local-first: no account required
- Encrypted with your master password on your device
- One budget space, single currency, no sync
- Export any time — upgrade later with ease
- YNAB & CSV import
Cloud
Flexible
$4.99
/month- Encrypted sync across unlimited devices
- Shared workspaces and collaboration
- Seamless multi-currency with live rates
- YNAB & CSV import
- 14-day trial — cancel anytime
The Values That Guide Budgero
We're building a budgeting platform people can trust for decades. These principles shape every feature, price change, and conversation.
Privacy above all
Zero-knowledge encryption is our starting point, not an add-on. Your budget belongs to you, and we design every feature to keep it that way.
Community first
We build in public and listen closely. From roadmap votes to open discussions, Budgero evolves with the people who use it daily.
Fair, sustainable pricing
Core stays free forever. Cloud is priced so small teams can thrive, with no surprise fees or upsells.
Human support
Questions go to actual builders, not scripts. We answer with empathy and fix issues fast.
Delight in the details
Small touches matter—smooth onboarding, thoughtful defaults, and a polished UI that makes budgeting feel rewarding.