In action
Seamless imports in seconds
Drop in your YNAB or CSV files and Budgero maps everything automatically. Review, confirm, and keep moving—no manual cleanup required.
Budgero 1.0 is live•Core is free forever
Take back control of Your Money
Budgero helps you master zero-based budgeting while keeping your data truly yours. With zero-knowledge encryption and quick import, Budgero Cloud gives you the collaborative tools you need — all with a 14-day free trial so you can explore without risk.
Budgero Core launches instantly and stays free. Upgrade to Budgero Cloud whenever you want encrypted sync and shared workspaces.
✨ Works Offline
🔒 End-to-End Encrypted
⚡ Lightning Fast
Two ways to run Budgero
Choose the setup that fits your flow
Get started free with Budgero Core or upgrade to Budgero Cloud for encrypted sync, collaboration, and advanced automations. Either way, your data stays private.
| Feature | CoreFree | CloudTrial |
|---|---|---|
| Quick takeaway | Budgero Core is your private financial sandbox — free forever, works offline, fully encrypted. | Budgero Cloud is secure collaboration for shared goals — encrypted sync and teamwork built in. |
| Price | Free forever No credit card needed | 14-day trial, then $4.99/mo or $40/yr Use code A4MDK0NQ for 15% off every billing period for the life of your subscription. Valid through November 7, 2025. |
| Sign-in required | ||
| Sync & backup | End-to-end encrypted sync Automatic backups across unlimited devices | |
| Collaboration | Shared workspaces Invite partners, family, or team members | |
| Automations & scheduling | ||
| Multi-currency support | Native multi-currency Live exchange rates, automatic conversions | |
| Import from YNAB | ||
| CSV import/export | ||
| Works offline | ||
| Zero-knowledge encryption | ||
| API Access | Developer API Coming soon | |
| Ideal for | Personal budgets Privacy-first individuals, quick planning | Families & teams Shared goals, multi-device access |
Need help choosing? Read the Budgero Core vs Budgero Cloud guide.
Your Data is Truly Private
In most finance apps, your raw data sits on someone else’s servers where employees or third parties could access it. Budgero flips that model: everything is encrypted on your device before it ever leaves. We literally cannot read, mine, or sell your transactions.
We Can't See Your Data
Your password encrypts everything before it reaches our servers. We never see your balances, categories, or transactions — period.
Open Source Promise
If we ever vanish, the code is released so you can keep running Budgero yourself. You’ll always be able to open, export, or migrate your budgets.
Bank-Level Security
AES-256-GCM with Argon2id key derivation shields your data from attackers. The same cryptography banks rely on, now in your browser.
Features You'll Love
Peek behind the curtain at how Budgero feels in motion. These quick clips showcase the polished workflows that make budgeting actually enjoyable.
🎉 Budgero 1.0 Launch
Simple, Honest Pricing
Start with Budgero Core for free or upgrade to Budgero Cloud for encrypted sync, shared workspaces, and native multi-currency support.
Budgero Core is free forever. Upgrade whenever you need collaboration and cloud sync.
Need help choosing? Read the Budgero Core vs Budgero Cloud guide.
Launch discount: Use code A4MDK0NQ for 15% off every billing period for the life of your subscription. Valid through November 7, 2025.
New
Budgero Core
Offline budgeting that runs entirely in your browser
Free
Great for individuals and quick budgets
- Local-first: no account required
- Encrypted with your master password on your device
- One budget space, single currency, no sync
- Export any time — upgrade later with ease
Budgero Cloud
Sync, sharing, automations, and multi-currency support
$4.99/month
Launch discount: Use code A4MDK0NQ for 15% off every billing period for the life of your subscription. Valid through November 7, 2025.
- Encrypted sync across unlimited devices
- Shared workspaces and collaboration
- Advanced analytics, automations, and reminders
- YNAB & CSV import plus multi-currency support
- 14-day trial — cancel anytime
The Values That Guide Budgero
We're building a budgeting platform people can trust for decades. These principles shape every feature, price change, and conversation.
Privacy above all
Zero-knowledge encryption is our starting point, not an add-on. Your budget belongs to you, and we design every feature to keep it that way.
Community first
We build in public and listen closely. From roadmap votes to open discussions, Budgero evolves with the people who use it daily.
Fair, sustainable pricing
Core stays free forever. Cloud is priced so small teams can thrive, with no surprise fees or upsells.
Human support
Questions go to actual builders, not scripts. We answer with empathy and fix issues fast.
Delight in the details
Small touches matter—smooth onboarding, thoughtful defaults, and a polished UI that makes budgeting feel rewarding.
Frequently Asked Questions
Everything you need to know about Budgero's privacy-first approach to budgeting.Click any question for the answer.
How is my data kept private?
What’s the difference between Budgero Core and the full app?
Does Budgero automatically connect to my bank?
Can I import from YNAB or other apps?
Does it work offline?
What happens if Budgero shuts down?
Can I export my data?
Do paid plans include a free trial?
What devices does it work on?
Has Budgero launched?