Privacy Policy

Our Commitment to Privacy

At Budgero, your privacy is not just important to us—it's fundamental to everything we do. We've built our entire platform around zero-knowledge architecture, which means we literally cannot access your financial data, even if we wanted to.

What Information We Collect

Account Information

• • Email address (for account creation and communication)
• • Password (encrypted and never stored in plain text)
• • Account preferences and settings

Financial Data

Your financial data—including transactions, budgets, account balances, and spending patterns—is encrypted with your password before it ever leaves your device. We store only encrypted data that we cannot decrypt or access.

Technical Information

• • Device type and operating system
• • Browser information
• • IP address (for security and fraud prevention)
• • Usage patterns (anonymized)

How We Use Your Information

• • To provide and maintain the Budgero service
• • To authenticate your account and prevent unauthorized access
• • To send important service updates and security notifications
• • To improve our service through anonymized analytics
• • To provide customer support when requested

Zero-Knowledge Architecture

Budgero uses client-side encryption with AES-256 encryption. Your password creates a unique encryption key that only exists on your devices. This means:

• • We cannot see your financial data
• • We cannot recover your data if you forget your password
• • Government agencies cannot compel us to provide your financial information
• • Even in a data breach, your information remains encrypted and useless to attackers

Data Sharing

We do not sell, trade, or share your personal information with third parties. Your data stays with us and is never shared externally.

Data Security

• • All data is encrypted in transit using TLS
• • All stored data is encrypted at rest
• • Minimal data retention policies
• • Secure infrastructure with industry-leading cloud providers

Your Rights

• • Access your account information at any time
• • Export your data in standard formats
• • Delete your account and all associated data
• • Opt out of non-essential communications
• • Request information about data processing

Cookies and Tracking

We use minimal cookies necessary for authentication and service functionality. For analytics, we use self-hosted Umami—a privacy-focused, cookieless analytics solution. Umami does not use cookies, does not collect personally identifiable information, and all data is anonymized. We do not use any third-party analytics that compromise your privacy.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by email and by posting the updated policy on our website.

Contact Us

If you have any questions about this privacy policy or our data practices, please contact us at:

Email: hello@budgero.app