Self-host Budgero for free to get private, zero-based budgeting without recurring subscription costs. Import your YNAB data and keep budgeting.
Run it on your own infrastructure and keep full control of your data.
Yes.
Why is it free? The self-host option is free. Self-host includes the full Budgero feature set, including encrypted sync, collaboration, and multi-currency support. If you prefer Budgero-managed infrastructure, choose Budgero Cloud plan.
Don't start from scratch. Budgero imports your entire YNAB budget — transactions, categories, groups, and assignments — automatically.
Download your budget data from YNAB settings
Upload the file and Budgero maps everything automatically
All your history, categories, and workflow — preserved
Here's how it stacks up
| Feature | Budgero (Free) | YNAB |
|---|---|---|
| Price | Free (Self-Host) | $109/year |
| Budgero-hosted account required | ||
| Works offline | ||
| Bank sync | By design — privacy first | LimitedUS/Canada/EU only |
| Data stored locally | ||
| Stops working if you cancel | ||
| Zero-based budgeting | ||
| Import from YNAB | N/A | |
| No ads | ||
| No data collection |
"I used YNAB for 5 years. Bank sync never worked in my country, yet I was still paying full price. So I built Budgero — a zero-based budgeting app that works offline and keeps your data private."
— Budgero Founder
No subscription required. Deploy and start budgeting.
Self-Host Budgero — Free ForeverPrefer managed hosting? Check out Budgero Cloud