Budgero Core is a fully free, offline budgeting app with no account, no bank sync, and no subscription. Import your YNAB data and keep budgeting.
Runs locally in your browser. All data stays on your device.
Yes.
Why is it free? The free version is offline-only. If you want cloud sync, collaboration, and multi-currency support, there's a paid Budgero Cloud plan. But for solo budgeting on one device, Core is all you need.
Don't start from scratch. Budgero imports your entire YNAB budget — transactions, categories, groups, and assignments — automatically.
Download your budget data from YNAB settings
Upload the file and Budgero maps everything automatically
All your history, categories, and workflow — preserved
Here's how it stacks up
| Feature | Budgero (Free) | YNAB |
|---|---|---|
| Price | Free (offline) | $109/year |
| Account required | ||
| Works offline | ||
| Bank sync | By design — privacy first | LimitedUS/Canada/EU only |
| Data stored locally | ||
| Stops working if you cancel | ||
| Zero-based budgeting | ||
| Import from YNAB | N/A | |
| No ads | ||
| No data collection |
"I used YNAB for 5 years. Bank sync never worked in my country, yet I was still paying full price. So I built Budgero — a zero-based budgeting app that works offline and keeps your data private."
— Budgero Founder
No signup. No credit card. Just open it and start budgeting.
Open Budgero Core — Free ForeverNeed sync and collaboration? Check out Budgero Cloud