A clearer plan for your money

Know what you can spend. Keep your budget private.

Plan your spending, manage accounts across currencies, and budget together—with a private budgeting app that works in your browser.

Start your 35-day free trial

No credit card required. Then $4/month or $35/year, tax included.

End-to-end encryptedOpen sourceUp to five people included

A demo household budget in Budgero, with everyday spending, home bills, and savings goals.
A plan for everyday spending and the things ahead. Shown with demo data.
“Was looking for an alternative to YNAB. What a wonderful app.”
A Budgero community member · Read the public comment

Your money, in perspective

See where your money goes. See your progress.

A plan for today. A bigger picture over time. Turn your budget history into reports that help you understand your spending and think ahead.

Follow your money, from payday to savings.

See how your household income divides between everyday spending and the money you keep for later.

Desktop report shown with demo data.
Try it with your own budget

All reports included. 35 days free. No credit card.

Make room for what matters

A budget you can use every day.

See what is left to spend

Give your money a job, record your spending, and see what is still available for groceries, bills, and the things you are saving for.

Groceries$321.60 left

$128.40 spent of $450 assigned · Example

Keep currencies together

Keep each account in its own currency and plan in your budget currency. See converted balances and handle transfers without a separate spreadsheet.

Everyday accountEUR
Travel accountUSD

Different account currencies. One budget.

Explore multi-currency budgeting

Bring your YNAB budget

Bring your accounts, categories, and history through a direct YNAB connection or an export. Review the import, reconcile balances, and pick up your plan.

  1. 1.Connect YNAB or upload an export
  2. 2.Review your imported budget
  3. 3.Check balances and start budgeting
Compare Budgero and YNAB

Your financial data is encrypted on your device before it syncs. Only you and the people you share with can read it. How Budgero protects your budget

Better together

A shared budget.
A single subscription.

Plan the bills, check what is left for groceries, and save for your next holiday together. Invite your partner or family to the same budget—everyone sees the same plan.

  • Your partner joins without buying another subscription.
  • Each person gets their own sign-in and master password.
  • Spending and budget changes sync across your devices.
Try budgeting together

35 days free. No credit card required.

Up to five people included

One price for your workspace

$4 /month

or $35/year

Tax included. Shared budgeting included.
Your budget stays end-to-end encrypted.

Budgero Cloud

Your first 35 days are free.

Try the full app with your own budget. No card, no server setup, and no plan to choose today.

Start your 35-day free trial

No automatic charge when your trial ends.

After your trial, choose what suits you:

$4/monthor$35/year

For your workspace, with up to five people. Tax included.

  • Encrypted sync across your devices
  • Up to five people in your workspace
  • Accounts in multiple currencies
  • YNAB and CSV imports
  • Savings goals and spending reports
  • Hosting and automatic updates handled for you

Before you start.

What happens after the 35-day trial?

Choose $4/month or $35/year to keep using Budgero Cloud. Tax is included. You do not enter a credit card to start the trial, so you will not be charged automatically when it ends.

Do I need to connect my bank?

No. Budgero never asks for your bank login. Add transactions yourself or import a CSV from your bank, then review and categorize them in your budget.

Can I bring my budget from YNAB?

Yes. Connect to YNAB or upload a YNAB export to bring your accounts, categories, and transaction history. Review the import and reconcile your account balances before continuing with your budget.

Who can see my financial data?

Your budget is encrypted on your device before it syncs. Budgero cannot read its contents. Only you and the people you choose to share your workspace with can decrypt it. Keep your master password safe: it protects access to your budget.

Can I budget with my partner and use my phone?

Yes. One Cloud subscription includes up to five people in your workspace. Your partner does not need a separate subscription, and each person signs in with their own account and master password. Use Budgero in your browser on a phone, tablet, or computer, with encrypted sync across your devices.

Can I export my data or self-host later?

Yes. Download a full SQLite backup or a CSV bundle from Data Management. Budgero is open source under AGPL-3.0 and free to self-host. With self-hosting, you manage the server, updates, and backups yourself.

Make a plan for your next payday.

Start fresh or bring your YNAB budget. Give Budgero a full month—and a little extra—to see how it fits.

Start your 35-day free trial

No credit card required. Then $4/month or $35/year.

Open source. Free to self-host.

Budgero is an open-source product with a managed Cloud option. Prefer your own server? Self-host the same core app for free and manage hosting, updates, and backups yourself.

Explore self-hostingSelf-hosting guideSource on GitHub

Already self-hosting? Support Budgero with an optional donation.

Still comparing? Explore YNAB alternatives or see Budgero for people considering Monarch Money in Europe.