Budgero Changelog

Direct YNAB imports no longer fail just because a month has no Money Movement records. Monthly assignments are preserved, and only assignments checked against available movement history are counted as verified.

Cover overspending now stays visible in Quick Actions when you select a single category.

Other Spending can be expanded into its categories and reflected in the chart. Money Map can switch between groups and categories, and selecting a group opens a tiled category breakdown with a route back to the full map.

A YNAB personal access token can be used to select and import a plan without creating a ZIP. Tokens are kept in memory for the import and are not stored by Budgero.

Direct imports check source rows, account balances, category history, Money Movements, and Ready to Assign for every month. Source and account failures stop the import; category or Ready to Assign differences can be reviewed, removed, or accepted and retained in Import History.

Transfers contained in YNAB splits are imported as individual transactions, while ordinary splits retain inflows and outflows. Mortgage and loan accounts reuse an identifiable YNAB payment category, and loan-engine interest that is not exported as a register entry is recorded as a visible adjustment.

Spending reports now include categorized transfers to off-budget accounts. On-budget transfers no longer retain a payee, while transfers involving an off-budget account keep the account payee and the category used by Ready to Assign.

Account fields can be searched by name, split-detail memos wrap within the dialog, newly created debt categories appear without a reload, label colors are restored, and dialog background blur can be disabled in Appearance settings.

Exchange rates and converted milliunit values are validated before they reach account and query views, preventing an accidentally extreme rate from replacing the page with a runtime error.

Account registers use paged queries, transaction additions patch cached results instead of broadly rebuilding them, and large account pages render less data at once.

Budgero now inspects YNAB exports before importing, showing account, category, register-row, and split-transaction counts. Missing Plan.csv categories are created from the register, complete split sequences remain split transactions, likely credit cards are recognized, and imported budgets use monthly Ready to Assign and open immediately after onboarding.

Each line of a split transaction can now keep its own payee. Split editors and transaction details show those payees, and transaction queries and analytics use the split-level value where appropriate.

Report and chart identifiers are now generated before mutations are synchronized, so creating, duplicating, and adding charts produces the same records on every device instead of triggering repeated catch-up snapshot recovery.

The transaction form now includes a Make recurring switch with cadence, end, reminder, and status settings. Creating or editing recurring transactions uses the same familiar layout, and starting from either leg of a transfer preserves the complete transfer.

Transfers now expose their direct account-to-account rate separately from each account's budget valuation. Editing the direct rate updates the received amount, custom rates take precedence over fetched rates, and transaction-level overrides remain the highest priority.

Undo and redo restore both transfer legs, rate changes refresh correctly after undo, and editing a rate no longer marks unrelated budget rates as overridden. Dates, memos, and labels stay independent per leg, while categories remain synchronized and on-budget transfers stay categorized as Transfers.

When correcting an account created in the wrong currency, you can either convert its historical amounts or reinterpret the existing numbers as the new currency. Account currency labels now refresh immediately after the change.

Desktop transaction lists are virtualized, table editors load only when needed, and balance, planning, and cache updates are batched more efficiently. Currency-rate fetching also avoids repeated work, improving responsiveness for large budgets.

Long memos and category names are now contained in transaction, projected, upcoming, and recurring views instead of overlapping nearby amounts and controls.

Split amounts now use the account's currency while editing and save both native and budget-converted values. Foreign-currency splits reconcile exactly, remain editable in either currency view, and no longer leave an unsplit parent transaction behind if saving fails.

Updated the Echo server framework to patch the encoded-path-separator vulnerability in its static-file handling.

Category selectors now show each category's available balance for the current month, including while creating regular and split transactions.

Cross-currency transfers can now record the amount received in the destination account, with Budgero deriving and saving the implied exchange rate.

Transactions from archived accounts are now included in prebuilt reports and statistics, so historical income and spending remain accurate.

In Monthly mode, money already assigned in later months is now subtracted from the month you are viewing, so assigning ahead no longer leaves an inflated Ready to Assign behind. Like YNAB, the deduction is capped at what the month has left over: earlier months bottom out at zero, and any shortfall shows in the month where it was assigned. The Ready to Assign breakdown shows the new "Assigned in future months" line.

Accounts listed under YNAB's "Credit Card Payments" group are now imported as credit cards, linked to their payment category instead of a duplicate, and their opening debt stays out of Ready to Assign, matching YNAB.

The chosen file name wraps instead of pushing the form wider than the dialog.

Updated frontend and server dependencies (including Next.js, PDF.js, Vitest and the Go toolchain/base images) to patch published security advisories.

Two new goal types — Periodic Allocation Target and Periodic Available Target — repeat on a rhythm you choose (a quarter, 6 months, or any 2–120 months) from a start date, with the goal amount applying to each cycle. The editor previews the current cycle and its target date. Yearly goals keep their target date and can repeat every year as before.

A recurring transaction can now stop on a date or after a set number of occurrences — handy for loans, instalment plans and fixed-term subscriptions.

Turn on Settings → Budget Settings → Category Group Percentages to see each group's share of everything assigned in the month next to its name (Needs 50% / Wants 30% / Savings 20%).

The Summary card now shows how much your goals still need this month, for the selected categories or the whole budget.

The budget table, mobile category headers and the dashboard glance now measure recurring and target-date goals over their full cycle, matching the goal card. Assignment history is no longer capped at 12 months. Two long-standing yearly-cycle bugs are fixed: target dates on the 31st produced 11-month cycles, and Feb 29 targets rolled into March.

Holding Shift while ticking category checkboxes now selects the whole range; shift-clicking rows no longer smears a text selection across the table.