Budgero Changelog

Reports now include donut charts breaking down your spending by payee and by label, alongside the existing category view.

A compact toolbar with the Ready-to-Assign chip and month navigation, tighter table rows, and smarter side-panel cards mean more of your budget fits on screen at once.

Adding a split transaction on a budget created with "create default categories" unchecked failed with an error. Every budget now includes the few built-in categories Budgero relies on, and existing budgets repair themselves automatically.

A split transaction's total is the sum of its lines, so the parent amount field is now read-only with a short explainer instead of silently ignoring edits.

The goal target amount field on desktop now accepts decimal values.

Declining the analytics cookie banner also stopped trial-reward progress from being recorded. Reward progress is functional and contains no personal data, so it is now tracked regardless of cookie choice.

A quick, optional question during onboarding asks where you heard about us, so we know where to focus.

The month label in Planning is now a picker: click it to open a year-and-month grid and jump straight to any month, instead of stepping through one at a time.

New sign-ups now land on the Planning view by default. You can change your starting page anytime in Settings → Appearance → Default Home.

The YNAB import dialog now shows an upload icon and the name of the file you selected.

Importing a YNAB export now categorizes both sides of an account transfer as transfers, instead of leaving the outgoing side Uncategorized.

When deleting a category and transferring its assignments to another category that already had an assignment for the same month, the amounts are now merged into a single row instead of creating a duplicate. This prevents the target category from showing doubled (or tripled) values in the budget.

Using the quick Pay button on a CC Payment row to pay from an account with a different currency now converts the amount from budget currency to each account currency independently. Previously, paying a USD card from a EUR account could send the wrong converted amount, leading to unexpected overspending or underpayment in the CC Payment category.

A new icon in the header opens a small dialog for bug reports, ideas, and praise. We see the message along with your screen path and app version so we can act on it. Available on the hosted plan.

Clicking the Available amount on a CC Payment row now opens a focused popover: pick a source account, confirm the amount, hit Pay. Budgero records the transfer in one shot — no need to detour through the transactions screen.

Clicking the Activity amount on a CC Payment row opens a list of this month's transfers covering that card, with a running total and per-row delete.

On the Appearance settings page and other pickers, the selection circles were nearly invisible against the cream background. They now mirror the checkbox treatment — clear outline when unselected, dark fill with a white dot when selected.

When you had multiple credit cards on budget, every card's CC Payment row showed the same Available amount — the funded total was being summed across all cards instead of attributed to the card that did the spending. Each card now shows what was funded by its own purchases (split proportionally when several cards shared a category).

Build real budgeting habits during your trial and unlock a discount on the yearly plan: 10% for logging transactions on 7 of your first 10 days (Foundation), 20% for reconciling an account and funding a goal (Discipline), and 35% for using the budget across two calendar months (Persistence). Earned discounts apply automatically at checkout for 24 months.

New signups now get 35 days to try Budgero, up from 14. More time to import accounts, build a budget, and see whether the manual workflow clicks for you.

In addition to CSV, the import flow now reads OFX/QFX (most US banks), QIF (legacy Quicken exports), and CAMT.053 XML (European bank statements). Latin-1 encoded files are detected automatically.

When you have access to multiple workspaces the budget picker now groups budgets under their workspace, with inline workspace switching from the same menu.

Picking "Ready to Assign" as the destination in the move-money popover now enables the Move button. Previously the button stayed disabled and the move was impossible.

The status dot in the budget planner now uses the same calculation as the goal-progress card, so a yearly goal with this month's milestone met shows green instead of amber.

The category filter chips on the budget planner now correctly identify under- and overfunded yearly goals based on this month's milestone, not the full annual target.

A 13-step flow walks new users through the zero-based budgeting idea, master password, currency, accounts, categories, a starter goal, and theme. Existing users are unaffected.

Workspace owners can invite collaborators with a zero-knowledge /join URL — the secret rides in the URL fragment so the server never sees it. Brand-new invitees get a shortened 3-step onboarding that joins the existing workspace instead of creating a new one.

A Klaro-powered consent banner now runs across the marketing site and app. PostHog stays uninitialized until the visitor accepts.

Goals now come in four self-explanatory types: Monthly Available Target, Monthly Allocation Target, Yearly Allocation Target, and Yearly Available Target. The old spending/savings toggle is gone — pick what you actually want to track and the math follows.

Annual expenses like car registration or insurance can now recur automatically. Set the target date once — the goal resets each year and carries planning forward without manual intervention.

Goal cards now show exactly how much to allocate this month instead of a confusing "pace" number that didn't match remaining progress. The final month displays what you need to complete the goal, not an inflated target.

Yearly goals now properly include assignments from earlier months in their cycle when viewing later months. Yearly Allocation goals track cumulative assignments and stop decreasing when you spend; Yearly Available goals track the balance toward the target date as expected.

The Fund Goals button now assigns the actual monthly milestone for yearly goals instead of attempting to fund the entire remaining target at once.

Goal status messages now consistently use your budget's currency throughout, including the final-month prompt.

Updated Go runtime and dependencies to address upstream security advisories.

Your master password mode (memory/session) and retention now sync via your account, so the setting follows you to every device. Fixes an issue where the unlock prompt could reappear on every reload when the setting came from another device. Your password itself is never stored on the server.

Updated Go runtime and database migration library to patch dependency vulnerabilities. Applies to both the cloud and self-hosted builds.